I just really need a job i can do from home i have a new baby and cant be gone a lot i just need a part time job from home to make a little money to get by but im really not sure about the difference’s from the scams and hate to put money in and it just be a wast does anyone know of anything thanks so much.

A friend of mine told me that there are free to join companies that provide affiliate marketing programs with free automated websites for the marketers.Since I dont know how to make a website, I think it would be better if I could try this kind of marketing promotion to test whether a marketer really earns money. Help please. Thanks in advance.

The new class action lawsuit settlement against Bank of America has me wondering if I could sue them because their unfair overdraft fees (which I brought to their attention on numerous occasions) caused a cascade of financial issues to me in the past. Their policy was they would post the highest dollar amount transaction first, then the lesser amounts following, which (for the sake of argument) if you were only $0.01 off in your calculations could cost you $35 for every transaction after posted with the largest one even if it was the last thing you did.
Here’s an example of what happened to me:
I started with a low balance (say around $20), but deposited $1200 in cash and scanned checks at an ATM after midnight;
Next I go to a bar, order a couple of drinks around $12 with tip;
Next I stop at a gas station, fill up with my card at the pump ($30) and buy a pack of cigs ($4)
Lastly, I get home and pay my mortgage online ($1,100).
7 days later I get 3 postcards saying I accrued 3x $35 overdraft fees because of their posting process…then to make it worse, I get even more overdraft fees each day I don’t know about the original sets because they are sent via USPS.

This has on more than 3 occasions crippled me financially because I would get charged $40 for a pack of cigarettes (I have since quit over a year ago), or a $36 bottle of soda because of unknown overdraft fees.

Also I found out BoA has been charging me $10/month for online banking when they advertise FREE online banking. Apparently if you authorize a 3rd party like Microsoft Money to access your account balance you accrue a monthly charge until you call BoA and cancel it. I was charged every month from Nov 2008 until June 2011 before I figured out why. Add that to the overdraft fees and I feel royally screwed.

Advice?

Hello everyone, this post is not a question, but feel free to leave comments and i’d appreciate it. i will tell you exactly what happened to me and hopefully my lesson in life be a guidance to some of you reading this.

I arrived in California, alone… since my ‘life’ is here now… i had to start everything from scratch. my family is not here, and i dont even have a single friend. yes i have officemates but they are like 15 to 20 years older than me. I’m 26 by the way.

a year had passed, i was able to save a lot of money… i work a white collar job which i really love. i bought everything that i needed, from fancy cars to nice clothes, nice laptops everything is nice. but just like every man, there’s some thing missing with my life… i need a girl.

im a small guy… i’m only 5’0′, but i would say i have an okay look. not a hottie but a fair normal guy walking in the street. i then tried all means to get this ‘special’ someone, hoping i can find her.

I tried online, from Yahoo! Personals, e-harmony, match.com, yes i paid these subscriptions after not getting a girl from free ones like okcupid, plentyoffish and the like. prolly my height scares all these ‘single’ ladies, or maybe my picture. but heck, life must go on.

i joined religious organizations, private organizations and some public organizations… i tried volunteering as well… i enjoyed them for a while, but never still found my match.

to my loneliness, i went to the city so i will be surrounded by billions of people acting busy with their lives… till the night falls… at the end of the road i see sparkling lights… voila… a gentleman’s club.

i went in… and here… i felt like i exist again… girls smile at you… girls talk to you… as if nothing is wrong with me. they wink at you, and making you feel that you’re wanted.

i enjoyed myself… brought out my money, gave her this.. gave her that… goes to atm… withdraw… give money to this girl give money to that one.

i spent a lot… i then realized that that’s the only thing that i’m missing in my life… and i said heck.. money is just money… i need to be happy…

but all of a suddenly, lightning struck me, this girl that went up the stage is so damn gorgeous… she made the center stage busy, when men saw her, everyone just moved in the stage to tip her… she’s the prettiest girl in the club.

me, being in a way kind of insecure, coz around that stage are much more bigger and handsome men… this girl chose to go to me inspite of me giving very little tip to her… she showed me, interest.

after her show… we talked for 2 hours and 30 minutes… i told her to go and do her thing i dont want to get in the way of her job… but then she said no… she’s happy talking to me.

as we were talking, she was shivering… the club is quite cold for people wearing only their undies, since i respect this girl and never got a dance with her, i removed my jacket and covered her and told her she looks better with clothes. she appreciated all those respect. at the end of that 2 hours and 30 mins conversation… she gave me her phone number and her real name.

2 weeks later.. i cant help myself but to see her again… i went to the club and she spent 3 hours this time just talking to me, and before that talk had ended, we agreed to go for a date.

a week had passed, i asked her out… she sorta declined, telling me she’s busy and stuff… so i gave her another week and asked again, and she gave in.

so the day of the date had come… she is late. 9 minutes late. its alright, no big deal. so we sat… but 49 minutes later her phone beeped and vibrated. she read it… a message from her sister… her sister said she had to pick her up coz the ballet instructor left since there’s very few students that day. needless to say, our 1st date ended in 49 minutes, fastest in the history of man kind.

as i was driving home so pissed of what had happened, she texted me saying, “thank you for the dinner, i had a great time xoxo”

i replied by saying i hope we could repeat it again, and i hope it would be longer next time.. and she responded “of course =)”

i kept my hopes. she gave me hope.

i feel releaved… i gave it a week… before asking her out, but on that 1 week period i did see to it that i have to text atleast ones in 2 days to keep the fire burning and wont make me be like so clingy.

so i texted her again, and this time, i asked her if i’m bugging her, she said she’s actually having her nails done. fine, so i just went straight to the point.. i asked her out. she gave me reasons why she cannot go, its coz she’s visitng her mom and she will have to work on this day and that day.

i replied, telling her, well, i think you’re free this day coz she didnt mention it, or whenever when she’s free, i’m cool, just let me know and i’ll be glad to have another date with her.

she didnt reply since.

right now, my world is
right now, my world is back to where it was… i’m single again… and i’m alone.

i learned something with this life… never trust a stripper… or better yet, never love a stripper… no matter how nice they are… no matter how sincere they maybe…

save yourself from heartaches… i just dont want you to experience what i experienced… its sad… its disappointing… it hurts.

so goodluck to you whoever is reading this… and i hope you found some lesson in life with this thing that i shared… i wish you all the luck in this world… but just remember one thing…

dont ever trust and love a stripper. they only bring pain.

i’m doing a long report on an online class, so could someone proofread my paper? i suck at english, and its not one of my best subjects, so sorry if its really bad…i don’t have a job, so the prof. suggested some real world topic, so i picked climate change.don’t worry, i won’t post the whole thing. that would be way too long. for now, i’ll just post the Memo. just use: (CORRECTION),
like if my sentence was:

he have money.
just put:
he have(HAS) money.
please and thank you.
—–

MEMORANDUM

Date: 11/17/2008
To: Carl Levin, Senator
Cc:
From: Shawn Armer
RE: Climate Change
______________________
Please review the following information you have requested on 10/31/2008 on climate change, and its effects, and what will happen in the future and how we can slow climate change down.
Climate Change will effect everybody on this planet. If the temperature keeps going up, there could be consequences, even if the temperature goes up by a few degrees, this could led into global problems. There is no way to completely stop it, but there is a way we can slow down the effects of Climate Change.

Most of the solutions are easy to make, and can save people money. we need to have everybody ban together and pitch in, in order to make the changes that need to take place, whether it would be at home, or at a business. Most of the change is just changing to eco-friendly items, like switching to energy star products .Most importantly, we need to get the word out, so everybody can make a difference in our environment, and slow down the effects of climate change.

This however is no easy task, especially if there is no backbone to it. If the government were to make standards, like how we are switching from analog to digital for our TVs, people have no say in it, so they have to do it. We could do the same, help our environment, and slow down climate change.

Thank you for taking the time to read this. I was glad to do the research, and a learned a few things. I certainly hope we can get something done about this problem.

cool, thanks for the help, now i have :

Please review the fallowing information you have requested on 10/31/2008 on climate change, and its effects, and what will happen in the future and how we can slow climate change down.
Climate Change will effect everybody on this planet. If the temperature keeps going up, there could be consequences; even if the temperature goes up by a few degrees, this could lead into global problems. There is no way to completely stop it, but there is a way we can slow down the effects of climate change.
Most of the solutions are easy to implement and can save people money. We need to have everybody ban together in order to make the changes that need to take place, weather it would be at home or a business. Most of the change is just converting to eco-friendly items like Energy Star, but most importantly, we need to get the word out, so everybody can make a difference in our environment and slow down the effects of climate change.
This however is no easy ta
:/
got cut off, guess i’ll just make another topic…